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Pre‑Approval Power Moves

Pre‑Approval Power Moves

The Big Four

  • Credit: History, on‑time payments, and credit mix.

  • Income: W‑2s, pay stubs, 1099s if self‑employed, and stability.

  • Debts: Car, cards, loans—this sets your DTI (debt‑to‑income).

  • Assets: Bank statements to show funds for down payment and closing.

Quick Wins in 30 Days

  • Pay every bill on time.

  • Lower card balances under 30% of the limit.

  • Avoid new credit pulls.

  • Gather docs in one folder: ID, 2 years taxes, 2 months bank statements, 30 days pay stubs.

CTA: Want a real number you can shop with? Schedule your pre‑approval game plan at calendly.com/sabrinaclintonrealtor or text APPROVE to 601‑927‑4994.

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