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 A spacious and bright living room features a large, industrial-style window with dark frames that takes up most of the back wall, allowing ample natural light to fill the space.

Down Payment vs. Closing Costs

The Difference

  • Down Payment: Your skin in the game. Size depends on loan type.

  • Closing Costs: Fees to buy the home—title, appraisal, taxes, insurance, lender.

Four Ways to Reduce Cash to Close

  1. Down Payment Assistance programs (varies by eligibility).

  2. Seller Credits during negotiations.

  3. Lender Credits in exchange for a slightly higher rate.

  4. Builder Incentives on new construction.

How We Stack It

We match your loan type + assistance + credits to protect your payment and your cash.

CTA: Curious what you’d bring to closing? I’ll run a quick scenario for you. Tap linktr.ee/sabreeennaatherealtor or text CASH to 601‑927‑4994.

Buying, Selling or Investing?

Get assistance in determining current property value, crafting a competitive offer, writing and negotiating a contract, and much more. Contact me today.

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