Buying a home is exciting, but it can also feel overwhelming. One way to feel confident is by asking your lender the right questions.
Here are 5 questions you should always ask:
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What will my monthly payment look like—really? (That means taxes, insurance, and HOA fees if there are any.)
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How much money do I need up front? Don’t assume it’s 20%—there are programs with much less required.
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Are there down payment or grant programs I qualify for? In Mississippi, many buyers get help with thousands in assistance.
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What type of loan is best for me and why? FHA, VA, USDA, or conventional—each has pros and cons.
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What happens if interest rates change? Some lenders offer rate-lock programs to protect you.
Asking these questions gives you a clear picture of what’s possible and prevents surprises at closing. The truth is, the right loan can save you thousands over time.
👉 If you don’t know where to start, I can connect you with trusted lenders who will walk you through these answers. Click here to set up a quick chat: linktr.ee/sabreeennaatherealtor.
