Sabrina Clinton

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What Is Your Real Homebuying Budget in Mississippi?

Let’s be honest. The price tag on the house is not the only number that matters. You need to know what it really costs to own a home.

A lot of buyers get pre-approved and see a number like 250,000 dollars and think, “Okay, I can afford that.” But what’s the monthly payment? What about taxes? Insurance? HOA fees? Lawn care? It adds up fast.

Here’s what you should factor in:

Mortgage payment (principal and interest)
Property taxes
Homeowners insurance
HOA dues, if any
Utilities and upkeep

And don’t forget to budget for one-time costs like closing fees and your home inspection.

This is why I tell my clients, “Let’s look at the full picture.” That way, you’re not just house-rich and cash-poor. You’re truly ready.

If you want help breaking it all down, schedule a call with me. We’ll talk real numbers and real goals.

Buying, Selling or Investing?

Get assistance in determining current property value, crafting a competitive offer, writing and negotiating a contract, and much more. Contact me today.

Let’s work together!